10 Steps to Stop Using Credit Cards and Finally Get Out of Debt

Since becoming one of those rare people that don’t actually use credit cards, I often forget just how dependent our world is on them these days. Quitting our credit cards and the debt that came along with them was one of the best decisions we ever made as a family. We made a pact to only buy things if we actually had the money to do so –what a concept. If you have found yourself with more credit card debt than you can manage I have got a crazy practical 10 step guide to stop using credit cards and finally get out of debt.