I think the biggest hangup for a lot of people when it comes to living on a budget or working toward paying off debt is that they really want to keep enjoying their lives. You only live once after all. I totally understand this stress. You don’t want to live a crazy frugal life, put all your money toward debt and then die without really seeing or doing the fun things you wanted to. So how do you live debt free, save for the future and still enjoy the one life you get to live? AKA the YOLO life.
There is a ton of hype out there around rebate apps, savings accounts
It is crazy to think how far we have come in just three years. Never did I think there would come a day that I would be planning to save nearly half our income each month. For so long I lived with a scarcity mindset. I thought only millionaires were able to live a financially secure lifestyle. Well, let me tell you, that’s is just not true. No matter what size your paychecks are, there are always things you can do to be smarter and save more. So let’s talk about what steps you can take to potentially start saving half your income and create financial security.
I wish I would have known sooner the major importance of building savings at a young age. After spending years of letting our kids blow their birthday money on shopping sprees, we finally decided to start being smart with their savings. Not many parents are aware of savings accounts for kids beyond what their local bank has to offer. Encouraging your kids to save at a young age is critical, there is no way around it. Building any kind of savings for them is a smart move, but you could be leaving money on the table. So what savings accounts should you look into for your kids? Let’s talk about how to start a successful college fund for your child on a small budget.
There are so many different types of savings accounts available today that is can be hard to keep track. Unfortunately, many people are actually choosing the wrong ones. If you are ready to stop wasting your time and money on your tiny savings account, you are going to want to see these savings accounts that pay you like crazy!