Living a minimalist life often means you’ve let go of things that no longer get frequently used. What can really pose a problem is those few times a year when you could really use a certain appliance or piece of equipment. Things like carpet shampooers, KitchenAid mixers or camping equipment are things you may want to use only once a year. When you only have a need for them once a year, most minimalists can’t justify actually buying these things. You could borrow from a friend, but there is a new trend starting that might make things even easier. Renting equipment. This new trend is catching on and spreading like wildfire. See how you can get started renting equipment and making a profit from the things you are barely using!
I recently wrote a post about 10 Simple Decluttering Moves that Take 10 Minutes or Less and naturally, I had to do one that is just as simple when it comes to your finances. It’s crazy to think how many times I would use 10 minutes as a way to instantly blow hundreds of dollars without even thinking about it. That seems so crazy now that I know so many smart money moves to make in 10 minutes or less. I really wish I would have started making smarter money moves so much sooner. If you are wanting to improve your finances, but have no idea how to even get started, these are 10 must see tips that will help you make or save money in 10 minutes or less!
If you would have told me in high school that I making money wasn’t only easy, it can actually be enjoyable, I would ave been the happiest girl in the world. So often, when it comes to earning money we only look at traditional, and contemporary ways to do so. However, there is a big world filled with different ways to earn passive income. In some cases, people make a living this way. Other times people are hoping to find extra ways to make money to put toward debt or to build wealth. Whatever the case, let’s talk about how you can earn passive income and create financial stability.
For those of you who haven’t heard yet, enrolling in Dave Ramsey’s course Financial Peace University was one of the best decisions I had ever made. I finally reached the point in life where I craved financial freedom but I still had no idea how to execute it. Previously I had lived with a scarcity mindset in which I thought paying for a course when I was already financially struggling was a stupid idea. The truth is, if I would have shelled out the $80 years ago I would have wound up savings myself thousands of dollars in debt. Hindsight…right? While there is no way I could fill you in on everything Financial Peace University has to offer, I do want to share with you Dave Ramsey’s Baby Steps and how you can execute them at home. Even after you know these steps, I still recommend enrolling in the course as there is much to learn!
Right now in America people are dying with an average of $62,000 worth of debt. Literally dying. Just learning that makes it hard for me to breathe. I think we can all agree, life feels more constrained when we are tied to our debts. We work so hard for money only to have none left by the end of the month. So, where is it all going? A good way to find out and take charge of your finances is to get organized. Many people spend all day trying to earn more money. What they might not realize is that starting to save money might not be as hard as they think. While each lifestyle and each person spends money on different things, there are a few highly common places money is
spent wasted each year. I’m going to walk you through how to save money. There are 7 simple changes you can make to save over $10,000 per year.
Debt. Chances are it is running you dry, ruining your life and yet somehow you can’t seem to shake it. Trust me, I’ve been there. In fact, I started to think it was a normal thing to rack up debt and then pay it off. I thought having credit cards was actually beneficial. If you’re not sure where you’re at, you can check your FICO credit score to find out. When I think back on the crazy amounts of money I wasted all while staying in debt, I could kick myself. Most days I spend wishing I could go back in time and change it all, but I can’t. Neither can you. No matter what your financial situation is, you’re in it. Wishing to change the past won’t work, so let me tell you what will. I’ll share your exact steps to save money, get out of debt and say out for good. These steps may not seem easy; they aren’t, but sometimes you’ve got to push your comfort zone in order to see the results you crave.