Those of you on any form of social media or group chat with me, you probably know by now that Tom and I got to do our “Debt Free Scream” this past Thursday.
We began our budget for February a few weeks ago, I told Tom that I think we were going to be able to pay off the last of our debt. You know what? He cried. Sobbing mess. No, not really. But we both got teary-eyed and took a moment to think about what in the world “debt free” would actually mean for us. We were toward being debt free for so long that the actual thought of it happening wasn’t something that had crossed our minds.
For those of you who haven’t heard yet, enrolling in Dave Ramsey’s course Financial Peace University was one of the best decisions I had ever made. I finally reached the point in life where I craved financial freedom but I still had no idea how to execute it. Previously I had lived with a scarcity mindset in which I thought paying for a course when I was already financially struggling was a stupid idea. The truth is, if I would have shelled out the $80 years ago I would have wound up savings myself thousands of dollars in debt. Hindsight…right? While there is no way I could fill you in on everything Financial Peace University has to offer, I do want to share with you Dave Ramsey’s Baby Steps and how you can execute them at home. Even after you know these steps, I still recommend enrolling in the course as there is much to learn!