If you haven’t weren’t raised with a good understanding of finances, it can feel really overwhelming when you find yourself in a tough financial spot. One of the major questions everyone asks is, “Should I save money or pay off debt?” In this post, we’re going to break down just how you should handle your debt and savings and which one you should tackle first.
Being a stay at home mom can be a scary leap, especially if you’re an outgoing, driven type of person. Maybe you were like me and had big dreams and a passion for working but felt the call to become a stay at home mom. No matter what, transitioning into a stay at home mom status can be a nerve-wracking thing. Living on one income can be scary for most families, yet I don’t believe it should deter you from being home with your kids if that’s what you feel pulled to do. That’s why I created a mini financial survival guide just for you!
If you are new to budgeting, it can be a tough thing to get the hang of. At least it was for us. First of all, it’s tough to lay everything out, to begin with. When you’re used to just letting money spend itself it can be tricky trying to tell it where to go. Then there are those weeks or months where you feel like the entire budget blows up in your face and you are left scrambling to figure out what went wrong. Don’t worry, I’m here to tell you-you’re not alone in these mishaps and I’m here to help guide you through the top budget mistakes!
Whenever I watch shows like Extreme Cheapskates, I usually start out thinking, “That’s a pretty good idea, actually!” “Oh my gosh, we could totally do that to save some cash!” Then, of course, there is the turning point where I start going, “Okay…yup…too far…too far…” So what ideas from the show are actually something people could use in their own home? I dug through them all to come up with 87 Extreme Cheapskates money hacks that are actually pretty normal. So normal you might actually be able to use them without changing your life or bailing on your dignity.
When we moved into our smaller house, I knew I wanted a home. Not a perfectly decorated, Pinterest worthy house but a home that was cozy and unique to our family. And of course, since we were flat broke at the time I also wanted to do it on a budget. Here are 10 ideas for how to craft a home that fits your style and personality perfectly.