Yesterday I cleaned my butt off; like I do at least once a week. Sure, I do a pretty good job of keeping up with the day to day tasks like dishes, sweeping, and general tidiness. I’m talking I was on my hands and knees, breaking a sweat and wondering how in the world my kids get toothpaste on the bathroom door. I contemplated just what I had done so wrong in life to deserve the permanent fate of having to scrub walls while yelling things like, “Who lives like this!?!” Then, as I opened my fridge to put away yet another opened container that was left for dead on the countertop, I couldn’t help but notice this brown, chunky film that had gathered in one of the shelves. That’s when it hit me. People would come to our home, see this pile of mystery crust hanging out in my fridge and they would think, “Good heavens…what does this woman do all day? Isn’t she a stay at home mom?” Then they would start politely declining my offers for a beverage or anything else that may have spent too much time in the fridge and then they would find a way to gracefully exit as quickly as possible. Feeling defeated, exhausted, and dirty I started to think about what I could do to avoid these deep cleans of mine. Then I thought up a solution. Four solutions to be exact. Four ways I could have a spotless home. But…I don’t want to do any of them.
If you haven’t weren’t raised with a good understanding of finances, it can feel really overwhelming when you find yourself in a tough financial spot. One of the major questions everyone asks is, “Should I save money or pay off debt?” In this post, we’re going to break down just how you should handle your debt and savings and we’ll walk you through which one you should do first.
I’m going to get really honest with you; I did not want to be a stay at home mom. It was a thought that never had crossed my mind. My mom always worked. Sometimes from home, but mostly, I grew up in daycares. No, I don’t have major memories of horror stories or feelings of being neglected by my parents. That’s not why I decided to be a stay at home mom. Ultimately, it came down to saving big financially (on the cost of daycare) and because I believed it was the best thing for my children. After all, it was only 5 years, right? (Going on 10 now). So let’s talk surviving SAHM status both mentally and financially. The ups, the downs, and how to not lose yourself while you help your kids find who they are!
If you are new to budgeting, it can be a tough thing to get the hang of. At least it was for us. First of all, it’s tough to lay everything out to begin with. When you’re used to just letting money spend itself it can be tricky trying to tell it where to go. Then there are those weeks or months where you feel like the entire budget blows up in your face and you are left scrambling to figure out what went wrong. Don’t worry, I’m here to tell you-you’re not alone and give you a game plan on what to do if this has happened to you. So let’s talk what to do when budgeting goes wrong.
Whenever I watch shows like Extreme Cheapskates, I usually start out thinking, “That’s a pretty good idea, actually!” “Oh my gosh, we could totally do that to save some cash!” Then, of course, there is the turning point where I start going, “Okay…yup…too far…too far…” So what ideas from the show are actually something people could use in their own home? I dug through them all to come up with 87 Extreme Cheapskates money hacks that are actually pretty normal. So normal you might actually be able to use them without changing your life or bailing on your dignity.