Millennials are done being called reckless spenders. See how they are killing their debts and starting to live life debt free.
I am a ‘millennial’!~
But I really wonder, if there’s anything special about this word!
Life has turned its back on me. All the big fuss, style statement, fashion, being so punk, rock and roll evenings, all just faded away, the day I realized I am drowning in debts.
<This realization was something huge, it made me silent and forced me to regret.
After a couple of days of fighting with myself, I had a talk with a few of my university buddies. Guess what? They are also dealing with the same problems. I learnt that student loan is probably the second major debt after credit cards, we all millennials are facing!
But we Millennials are seriously done with debts, and we have already started taking measures to fight those devilish amounts.
In this post I will be discussing the several ways millennials are paying off debts, and if you are a millennial yourself, then welcome to our party of ‘debt fighters’ (That’s what we are calling ourselves lately, fancy eh?).
When me and my friends sat down with our debt amounts 6 months ago, we devised suitable plans to kill our debts one by one.
It’s that time of the year! Spring is just around the corner and I am oh, so excited about it! Spring cleaning is about to be in full swing and I do not want you to think spring cleaning is limited to deep cleaning and decluttering! While that is definitely an exhilarating experience…at least to me! I don’t want you to forget about all the other ways you might need some serious decluttering! After a long winter (especially in Minnesota) I know my mind needs some sanity and sunlight. My body has been cooped up for far too long and it definitely needs some TLC too! That’s why we are going to go over these 25 ways to completely declutter your mind, body and home!
Yesterday I cleaned my butt off; like I do at least once a week. Sure, I do a pretty good job of keeping up with the day to day tasks like dishes, sweeping, and general tidiness. I’m talking I was on my hands and knees, breaking a sweat and wondering how in the world my kids get toothpaste on the bathroom door. I contemplated just what I had done so wrong in life to deserve the permanent fate of having to scrub walls while yelling things like, “Who lives like this!?!” Then, as I opened my fridge to put away yet another opened container that was left for dead on the countertop, I couldn’t help but notice this brown, chunky film that had gathered in one of the shelves. That’s when it hit me. People would come to our home, see this pile of mystery crust hanging out in my fridge and they would think, “Good heavens…what does this woman do all day? Isn’t she a stay at home mom?” Then they would start politely declining my offers for a beverage or anything else that may have spent too much time in the fridge and then they would find a way to gracefully exit as quickly as possible. Feeling defeated, exhausted, and dirty I started to think about what I could do to avoid these deep cleans of mine. Then I thought up a solution. Four solutions to be exact. Four ways I could have a spotless home. But…I don’t want to do any of them.
If you haven’t weren’t raised with a good understanding of finances, it can feel really overwhelming when you find yourself in a tough financial spot. One of the major questions everyone asks is, “Should I save money or pay off debt?” In this post, we’re going to break down just how you should handle your debt and savings and we’ll walk you through which one you should do first.
I’m going to get really honest with you; I did not want to be a stay at home mom. It was a thought that never had crossed my mind. My mom always worked. Sometimes from home, but mostly, I grew up in daycares. No, I don’t have major memories of horror stories or feelings of being neglected by my parents. That’s not why I decided to be a stay at home mom. Ultimately, it came down to saving big financially (on the cost of daycare) and because I believed it was the best thing for my children. After all, it was only 5 years, right? (Going on 10 now). So let’s talk surviving SAHM status both mentally and financially. The ups, the downs, and how to not lose yourself while you help your kids find who they are!