Phones are everywhere these days. Older generations may tease that we spend too much time on them but don’t realize just how much we need them to survive. Our phones are our calendars, email, banks, music, cameras and all-around communication with the outside world. There is no doubt we need our phones for survival in this day and age, but it doesn’t have to cost you nearly as much as you think it does! We reduced our phone bill by $20 a month recently ($240 per year), only using some of these tips to reduce your phone bill that I’m about to share with you.
I used to be that mom who spent hours in the kitchen crafting and perfecting recipes and you know what? I loved it. It was great. But, then I started homeschooling and running my own online business and time in the kitchen (plus the dishes) was not on my to-do list anymore. In the last few years I have tried to perfect ways to be lazier…without upping our budget too much. I’m gonna break down for you my sneaky hacks for how I started cooking less while also saving more money. Because, mama, I got your back.
A New Year can be a time when people are super pumped and motivated to be a new version of themselves that they envision. Unfortunately, so many of us get so “gung ho” that we burn ourselves out after 2 weeks. My biggest belief is that the best way to stick to your New Years’ resolution is by finding simple steps to create lasting change. Take it from a girl who did the whole daily scale, never skinny enough bit. There are better ways and I’ve narrowed them down to my top 10.
It’s pretty well known that we busted our butts to become debt-free in early 2019. What might not be as well known is that I nearly drove myself to the brink of insanity while we did it. We scrimped and saved and put as much money toward debt each month as we could. We were very “gazelle intense.” When I’d work to make extra money, nearly all of it would go toward debt payoff. While I don’t regret becoming debt-free, I definitely see now that there was a better approach to it.
The internet is flooded with people trying to teach you all of the right ways to budget as a financial blogger, I have people constantly requesting for my best budgeting tips. For the longest time, I was too afraid to tell them I don’t actually like budgeting. To take it a step further, I spend less than an hour a month managing my budget! Even still, I am growing wealth and enjoying my life completely. No more paycheck to paycheck stress. What’s the secret? Budgeting is a waste of time. Let me break it down.