It’s pretty well known that we busted our butts to become debt-free in early 2019. What might not be as well known is that I nearly drove myself to the brink of insanity while we did it. We scrimped and saved and put as much money toward debt each month as we could. We were very “gazelle intense.” When I’d work to make extra money, nearly all of it would go toward debt payoff. While I don’t regret becoming debt-free, I definitely see now that there was a better approach to it.
The internet is flooded with people trying to teach you all of the right ways to budget as a financial blogger, I have people constantly requesting for my best budgeting tips. For the longest time, I was too afraid to tell them I don’t actually like budgeting. To take it a step further, I spend less than an hour a month managing my budget! Even still, I am growing wealth and enjoying my life completely. No more paycheck to paycheck stress. What’s the secret? Budgeting is a waste of time. Let me break it down.
Working to save money can be a hard feat to overcome. There are negative money mindsets that could have been stuck in your brain since you were a kid. The good news is there, are ways that you can trick your brain into saving more money while you master a healthy money mindset. Let’s chat about some of the ways you can trick yourself into building wealth and how you can retrain your brain so saving money becomes easier and easier.
Investing is a scary word for people and I totally get it. There’s so much to know, so many numbers and terms and types of ways to invest. How can a minimalist lifestyle make start investing a little less overwhelming and actually help you be better at long term investing? Well, lemme tell ya.
A lot of us go into a new year with big goals and in the top 10 New Year’s resolutions, saving more money is number 4. That means 32% of people are going into a new year hoping to have more money by the end of it and the majority of them often fall short. It’s because the idea of saving money often makes us feel like we’re living in a state of deprivation. Sacrificing and scrimping to save is not fun for anyone. That’s why I’ve laid out 5 steps to saving more money this year that aren’t going to make you feel like you’re totally poor and deprived of life’s joys.