Want to make extra money but don't have time for a second job? Here are some ways that you can start to make money yon your lunch break!

20 Ways to Make Money on Your Lunch Break

There are so many ways to make money these days you might be crazy if you aren’t taking advantage of some of them! If you find yourself in a financial tough spot, finding a side hustle can go a long way in helping you get to where you want to be financially. But what if you don’t have a ton of time because you are already working a full-time job? Well, I’ve got some good news for you, I have a list of ways to make money on your lunch break. Depending on your job, some of these may be tougher than others, but this list of 20 is sure to get you some ideas!

*This post contains affiliate links. I may earn a commission on recommendations at no cost to you.


Blogging has nearly single-handedly helped our family become debt-free. While, there is a definitely a learning curve that comes with starting a blog it’s something you can easily begin doing on your lunch break.

Start a blog in less than 10 minutes

To help you start seeing an income from your blog even faster, I put together a totally FREE course that compiles all the strategies and tips I used to go from $0 to $1,200 in one month with my blog!

Get How to Make Your First $1,000 Blogging

Spare change investing

If you are going out for lunch today, then there is an instant, totally effortless way for you to start making money. The Acorns spare change investment app rounds up your purchases and invests your spare change for you.

Now, in all honesty, you’re going to save a lot more money if you skip going out to lunch altogether. However, if you have the plans to dine out, you make as well invest your change!

Get $5 to start investing.

Online course creation

Did you know people are able to make money teaching people things like knitting and handstands? Seriously. The best part is they are able to do it online in a passive way.

With online sources like Teachable you can create a course for free and make money on your lunch break by promoting it across social media and/or email marketing.

Write an eBook

Have you ever wanted to write a book but weren’t sure how to get it published? Well, one awesome way to get started is by just publishing it yourself as an eBook.

You could do this very simply by taking your lunch break to write your book and then using platforms like Blurb that helps you create, print and sell professional and high-quality eBooks that can be viewed on Apple iOS, Amazon Kindle and Android devices.

See other Blurb creation options.

Dog walker/drop in visits

Rover is a dog sitting app that you can use to connect with dog owners in your area. You could make money during your lunch break by either walking dogs or doing drop-in visits.

Drop in visits require you to simply pop in, let out the dog(s) and maybe play with them a bit and get them a treat. These mini visits can easily be done on your lunch break and could earn you around $20.

Learn more about Rover.

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Reverse your bank fees

Did you know you might be getting fees or charges on your bank accounts that you don’t even notice? This can include things like wire transfers, overdraft fees and even monthly service fees.

There is an app called Cushion that will keep an eye on these fees and negotiate them for you! This can be a simple and almost effortless way for you to get back lost funds in your bank accounts.

Grab my FREE Maximize Your Negotiations scripts to learn how to negotiate almost everything!

Instacart shopper

If you are in close proximity to a grocery store, a great option for making money on your lunch break would be to get other people’s shopping done for them. The best part about Instacart personal shoppers is that there is a non-delivery option. Which means you don’t have to carve out extra time to deliver groceries. You can just get them all together for your customers to pick up later!

Become an Instacart shopper.

Shipt shopper

If you haven’t noticed lately, places like Target are crawling with Shipt shoppers. This could be ideal if you already work at Target! With Shipt you can earn up to $22 per hour and set your own hours!

Learn more about Shipt shopping.

Online tutoring

There is an awesome online tutoring site that lets you choose when you work. That means you could easily make money on your lunch break tutoring online in your area of expertise.

CourseHero is a website that connects students from all over the world with tutors that are best suited to their needs.

Start tutoring online.


Did you know you can shop for items at a discount and then sell them for full price on AmazonFBA? In fact, one stay at home mom started making over $100,000 per year doing this and was able to help her husband retire.

They now work together to share all the insider tips and tricks to making money with AmazonFBA. Grab their FREE email course and learn how you can start making money on your lunch break.


In a budgeting group I am a part of, I saw a guy who was able to make $27 on his lunch break by picking up an Uber rider.

Considering that this took him less than an hour, I would say that’s a pretty sweet gig. Just imagine doing this 5 times per week for and earning an extra $135! Plus with Uber, you can get paid up to 5 times daily. Maybe you could drive before work, during lunch and then after work to triple your earnings!

Learn more about driving for Uber.


So, maybe you’re not a people person, it’s all good. Uber has an UberEATS as well where you deliver food instead of people! Plus, you may not even need a car to qualify!

See if UberEATS is near you.

Survey sites

Maybe you don’t want to get out and about during your lunch break, it’s cool, I understand. Why not try survey sites! They can be a great way to earn some extra cash.

Most survey sites pay in gift cards which can be an added perk because it forces you to treat yourself. When the rest of your money seems to be going toward bills, money you make from survey sites can be all for you!

  • iSayiSay is a survey company that gives you rewards just for voicing your opinion! Take surveys, collect points and redeem for gift cards or shop at the iSay market.
  • Springboard AmericaSpringboard America is a survey company that is interested in learning more about the values, attitudes, and taste of Americans.
  • MaruVoice – For those Canadians hoping to make some extra cash by voicing their opinions, sign up for MaruVoice.
  • My Soap Box – My Soap Box pays you for your opinion and lets you earn free gift cards for all your favorite places.
  • Opinion Outpost – Opinion Outpost is a survey site that pays you for your opinion! Get started now!
  • QuickThoughs App – With the QuickThoughts app you can earn rewards by choosing from thousands of surveys or earn local gift cards on the go! Download it now!

Affiliate marketing

Did you know there are companies like ShareASale that have a huge variety of companies that are willing to pay you to promote them? It’s called affiliate marketing and I talk all about it as one of the best ways to make money with a blog.

However, you don’t need to have a blog in order to make money with affiliate links. One of the easiest ways to do it is by creating pins for Pinterest and linking to the affiliate links that you have chosen to promote.

I completely dive into affiliate marketing and show you exactly how to create these links in my course, The Fun Sized Blogging Basics.

For a more in-depth look, there is another awesome course out there called Making Sense of Affiliate Marketing that focuses completely on how to make money with affiliate links.

Learn more about affiliate marketing.

Online coaching

Just like you can create online courses and blogs that help teach others how to better certain areas of their lives, you can take it one step further and start coaching people on how to improve their (fill in the blank).

Online coaching is a rising job that you could easily start on your lunch breaks. Many people have done this and have gone on to create six figure incomes and quit their jobs.

See 5 Women Whose Side Hustles Helped Retire Their Husbands

Direct sales (MLM)

Ain’t no shame in the MLM game. If you are looking to make an additional income, especially if you are wanting to find ways to make money on your lunch break, MLMs just might be the answer.

They often times get a bad rep, but the truth is, there are people killing it in the MLM game and others who are just making some extra cash each month!

Using programs like Weebly is a great way to create an easy to use online shop for your customers and can help you bring in even more income for your biz!

Rent your stuff

If you haven’t read my post yet about renting your stuff, then make sure you do it now. Renting your equipment is a new minimalist trend that is on the rise.

This is a great way for you to make some extra cash using things you already have around the house that other people might need. Things like trailers, lawn mowers, snow plows, outdoor tents, tables and chairs.

These are items people may need temporarily for parties or big events or are things that they just can’t afford to purchase themselves. Posting some of your items for rent on sites like Facebook and Craigslist could easily turn into a way to make money on your lunch break.

Instagram influencer

Not sure if you’ve noticed, but Instagram influencers are on the rise. There are a huge number of companies willing to pay money for you to advertise their product if you have a significant Instagram following.

It might be tough to get started and will require you to grow you following, but this can easily turn into a great way to bring in some extra cash!

Learn the secrets to mastering Instagram and Facebook

Plan out a raise negotiation

Now, you can really buckle down and get productive with your lunch break by planning out and negotiating a raise. This is something employees often don’t do because talking about money can be a nerve wracking thing.

There are even courses you can purchase that teach you how to negotiate your salary. Check out The Negotiation Accelerator.

You got this!

Whatever method you decide on to start making money on your lunch break, just stick with it! Being in a tough financial spot can feel suffocating but I promise, if you stick with it, you will see the light at the end of the tunnel!

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Want to make extra money but don't have time for a second job? Here are some ways that you can start to make money yon your lunch break!

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