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Before I got married I had heard that the number one cause of divorce was financial problems. This instantly gave me anxiety and a strong desire to never, ever fight about money. It sounds good in theory but this meant for nearly a decade I kept every single financial struggle we were facing to myself. I have been handling our budget since before we were married. Any time money was tight or debt felt overwhelming I just kept it to myself because I didn’t want to stress Tom out and I certainly didn’t want to fight about money. The truth is, talking to your spouse about living on a budget can be extremely stressful but it is absolutely necessary.
I’m going to break down some great resources to help get you started on the right financial track with your significant other. Because, as it turns out, the actual leading cause of divorce (these days) is lack of communication. Damn. I got that wrong this whole time. So I’ll share with you what got me to open up, how we started getting serious with our finances and what you can do to get serious with yours.
I can’t stress enough the huge importance of learning to work your budget together. In fact, working together on financial courses has helped save marriages. Now, it doesn’t surprise me because getting together to talk about your finances can really push your comfort levels and get you talking about some serious matters.
One of the hardest parts of getting right with our money for me was the idea that we had to invest in classes to help us get out of debt. Why would I spend money to save money? I mean, spending money on shoes and clothes is one thing…but something that could actually help me get out of debt…no way.
The truth is you have to put your money where your priorities are. If one of your main priorities is to get out of debt and get real with your finances, then it’s important that you invest in programs that will help you. Since we have, we have gotten so great at managing our budget and paying off our debt that I have created a budget binder just to help others do the same.
You may have taken marriage classes, love courses, attended college classes on your own..there are so many ways to get educated that often times we forget about getting educated on the most important things in life. Things like money. Together is a program laid out and designed just for couples. It was created by financial experts as well as relationship experts. In creating this course, they wanted to ensure that your finances were not something that would tear you apart, but instead bring you together as an awesome powerhouse style team.
Getting your finances in order is absolutely a must if you plan on sharing your life with someone. Sharing a life means sharing money and money struggles. Let’s face it, if you have a big problem to overcome, more often than not, two is better than one. They say working out is better with an accountability buddy. The same is true in your marriage when it comes to finances…or anything else for that matter. Help one another get back on track and stay there.
With the Brightpeak Financial Together program you start off with a financial assessment to determine where you are already financially strong as a couple. From there you will be given different options to choose from. You can set goals, challenge yourselves or just start slowly with just 5 minutes a day.
You will be given expertly created materials to help you in each area of your finances while still keeping your relationship in mind.
Talk with your partner before getting started and then there really isn’t much to it. You can head to the site, sign up and take your financial assessment within minutes. The first step is always to just get started.