We have all been there, we do our best to start a savings account because we know it’s the right thing to do. But then, money gets tight and we transfer money from our savings to get us through. This process used to be much harder but with all banking being mostly online, it’s getting easier and easier. So what can you do to stop taking money out of savings and start actually…well, saving? I’ve got the serious, no BS breakdown for you to stop making un-planned withdrawals and actually start saving (and making) money!
It’s no secret, that I am a big fan of saving money any way I can…without compromising quality. That
I think the biggest hangup for a lot of people when it comes to living on a budget or working toward paying off debt is that they really want to keep enjoying their lives. You only live once after all. I totally understand this stress. You don’t want to live a crazy frugal life, put all your money toward debt and then die without really seeing or doing the fun things you wanted to. So how do you live debt free, save for the future and still enjoy the one life you get to live? AKA the YOLO life.
It is crazy to think how far we have come in just three years. Never did I think there would come a day that I would be planning to save nearly half our income each month. For so long I lived with a scarcity mindset. I thought only millionaires were able to live a financially secure lifestyle. Well, let me tell you, that’s is just not true. No matter what size your paychecks are, there are always things you can do to be smarter and save more. So let’s talk about what steps you can take to potentially start saving half your income and create financial security.
Sure there are major changes you can make in your life in order to reduce your expenses and start saving money. However, just the idea of making these big changes can be overwhelming to people. The truth is, being frugal often takes time and practice in order to get results. So what are some things you can do to reduce costs without barely thinking about them? I have compiled a list of 14 ways to reduce your monthly bills without trying so if you are hoping to rake in some extra cash without having to make major lifestyle changes, then these are some ideas you’re going to want to check out.
I bought my first dog for $75 on the side of the road and I realized just how much a pet can get a hold on your life. She was instantly my baby in keeping with early 2000’s trends, I carried her around in my purse. My little Daisy has been in my life for 13 years now and naturally we have made plenty of vet visits. Whenever she wound up getting injured or sick I hated having to ask about the cost of procedures before deciding whether or not to move forward with her treatment. Having to pay out of pocket for vet procedures had always been a stress on me. Now I know better and I understand the importance of pet insurance. What I wish I would have known was that I’m also able to get additional financial assistance on top of pet insurance. Let me tell you how.