We have all been there, we do our best to start a savings account because we know it’s the right thing to do. But then, money gets tight and we transfer money from our savings to get us through. This process used to be much harder but with all banking being mostly online, it’s getting easier and easier. So what can you do to stop taking money out of savings and start actually…well, saving? I’ve got the serious, no BS breakdown for you to stop making un-planned withdrawals and actually start saving (and making) money!
Investing can be a scary thing for people. Just the word alone can be intimidating. What a lot of people don’t realize is that there are several companies working to make investing easier for everyone. Not only has investing becoming more accessible, but you can get started with only $100! I have compiled 3 of the best ways to start investing for beginners. Whether you are just wanting to dip your toes into the investment pool, or you are ready to get aggressive and start making some huge profits, there is something in this list for you.
It’s no secret, that I am a big fan of saving money any way I can…without compromising quality. That
I think the biggest hangup for a lot of people when it comes to living on a budget or working toward paying off debt is that they really want to keep enjoying their lives. You only live once after all. I totally understand this stress. You don’t want to live a crazy frugal life, put all your money toward debt and then die without really seeing or doing the fun things you wanted to. So how do you live debt free, save for the future and still enjoy the one life you get to live? AKA the YOLO life.
It is crazy to think how far we have come in just three years. Never did I think there would come a day that I would be planning to save nearly half our income each month. For so long I lived with a scarcity mindset. I thought only millionaires were able to live a financially secure lifestyle. Well, let me tell you, that’s is just not true. No matter what size your paychecks are, there are always things you can do to be smarter and save more. So let’s talk about what steps you can take to potentially start saving half your income and create financial security.
Sure there are major changes you can make in your life in order to reduce your expenses and start saving money. However, just the idea of making these big changes can be overwhelming to people. The truth is, being frugal often takes time and practice in order to get results. So what are some things you can do to reduce costs without barely thinking about them? I have compiled a list of 14 ways to reduce your monthly bills without trying so if you are hoping to rake in some extra cash without having to make major lifestyle changes, then these are some ideas you’re going to want to check out.