I have always been a right brained thinker. Fitting into the mold of public school was never something I did well. After studying for tests, working hard and still barely squeezing by as average, I brushed myself off as a failure. The same held true when its came to managing money. However, I don’t believe having a unique way of thinking should prevent people from the benefits of budgeting. That’s why I’ve compiled this post to dive into the struggles right brained thinkers might face when it comes to budgeting and how to overcome them.
Giving is one of my absolute favorite things to do. In fact, it was one of the biggest driving forces behind why I wanted to pay off debt and get better with money. I wanted to be able to help friends and family whenever they needed it. Whenever I heard about a cause or charity that tugged at my heartstrings, I wanted to be able to give without feeling like I couldn’t. During my journey of working to give more I have tried a lot of unique ways to give anonymously that I want to share with you. Keep in mind, some of these things might cost you $5, some you might want to give hundreds! It’s all up to you and how much you feel compelled to give!
I recently shared on Instagram how I use gift cards to help me budget for fun things that allow me to treat myself on occasion. Things like gourmet coffee, favorite stores, and just fun money in general. Since that post was a big hit, I wanted to dive in a little deeper to share with you how to start using gift cards in your budget and how they can help you stick to your budget and not feel guilty when you splurge.
So I was into budgeting like 3 years ago. It was the start of our debt payoff days and the beginning of my major anxiety around money. Well, maybe not the beginning, but my anxiety around trying to keep money rather than my anxiety around never having any. Which is precisely why I want to share with you my new favorite: spending plans. What is a spending plan and why is it taking over the budgeting world? Well, lemme tell ya…
Lately, I cannot seem to stop telling people how to save money — and fast! Recently, I added up the numbers and by using some of the following methods, our family was able to free up an additional $40,000 per year. Just by working to reduce our monthly bills, we were able to save more money all year long. I mean…big time! Now, hopefully you’re not wasting as much money as we had been, but hopefully, that’s enough proof to assure you that the following money-saving tips really work.
I recently had the opportunity to go along with our oldest daughter when she purchased her very first car. By very first car I mean one that she didn’t buy from mom and dad. Now, I may be a lot more financially savvy than I used to be, but I have never purchased a car, let alone negotiated the price of one ever in my life. There is a certain level of people-pleasing that I’m accustomed to and while I’m working on lowering those levels, I wasn’t sure I was totally prepared for negotiating car prices. Spoiler alert: mama cut 10% off the cost of the car and didn’t falter once. Now, ladies, it’s time to unite. Let me break down how you can be a negotiating boss — no man necessary.