We Were Always Broke 2 Weeks Before Payday. Here’s How We Stopped.

When I tell people that our family used to live broke 2 weeks before payday, half of the people are usually confused and the other half totally get it. My husband Tom used to get paid once a month (still does), back when I was a stay at home mom and while I worked part time occasionally, for the most part we depended on his income. No matter how hard we tried, without fail, every month, we would have little to nothing in our account 2 weeks before getting paid again. The stress of this caused me a lot of anxiety which then lead to me pre-planning how I would spend our next paycheck. Thankfully, those people, and that way of living is foreign to us now and I wanted to create a little How to Stop Being Broke GuideBook for anyone who might find themselves in a similar situation.

5 Shopaholic Hacks for Buying Less and Saving More Money

Giving up my shopping habits was one of the hardest things I have ever had to do. I’d be lying if I said there weren’t times I sat at the mall nearly rocking back and forth while Tom tried on a few new outfits he wanted my opinion on. Every fiber of my being told me to get up and start filling my arms with new clothes to try on! Shopping had become a crutch, a coping mechanism, and quite literally an addiction. I did that really rare thing where I went cold turkey, but let’s be real, that hardly ever works. So, if you are someone hoping to start small by cutting back and maybe upping the 0’s in your bank account, here are 5 crazy simple, and totally rewarding ways that you can do exactly that!

Frugal Guide to Buying a Used Car

You are buying a used car in the first place because you’re a practical person. You know a used car performs much like a brand-new car. But you do need to consider many things first when buying a car, including the warranty, which you can get help on by reading Endurance Warranty reviews. Buying a pre-owned vehicle is not just about the car itself but also about the other components, accessories, and necessities like insurance and warranty. 

How Cash App Can Help You Stay On Budget and Avoid Over-spending

As a chronic recovering shopaholic, learning how to budget and avoid major shopping sprees was an incredibly difficult transition for me. When we first started learning how to budget, we didn’t allow ourselves any fun spending at all. Let me tell you, this is no way to live. If you are going to commit to major financial goals like paying off debt, it is crucial that you still allow fun and joy into your life despite what some experts might tell you. I’m so thankful that after some trial and error we were able to find that using Cash App was the absolute best way to leave some cushion in our budgets and allow us fun money spending!

How to Teach Kids Money Management at Any Age

The title of this post is totally misleading, but I think it’s important to hype my kids up and give them credit where credit is due. Unfortunately for our older children we didn’t get our financial shit together in time to be of much service when it came to smart money management. When we finally decided to stop being broke and figure out our money issues once and for all, we also set the intention to help our younger two be better with money than we had been. Here is the super simple game plan for what we did to help our children learn money management, generosity and delayed gratification.

How I Simplified Grocery Shopping and Cooking for our Family of 4

I used to be that mom that went to three different grocery stores to try and snag the best deals and healthiest options for our family. At the time I thought it was so convenient that Costco, Trader Joe’s and Whole Foods were all in a mile’s radius of each other — and only a 20 minute drive from my house. Barf. I did this every week, you guys! What a crazy person. Thankfully, now I have learned to value my time and seek out convenience in everything I do. This doesn’t mean I started sacrificing our budget or our family’s health. Instead, I have found ways to benefit from the convinces available to me. I do this by shopping and cooking smarter. Here’s the breakdown of how I stick to a budget, make healthy meals for my family and grocery shop way less!