Giving up my shopping habits was one of the hardest things I have ever had to do. I’d be lying if I said there weren’t times I sat at the mall nearly rocking back and forth while Tom tried on a few new outfits he wanted my opinion on. Every fiber of my being told me to get up and start filling my arms with new clothes to try on! Shopping had become a crutch, a coping mechanism, and quite literally an addiction. I did that really rare thing where I went cold turkey, but let’s be real, that hardly ever works. So, if you are someone hoping to start small by cutting back and maybe upping the 0’s in your bank account, here are 5 crazy simple, and totally rewarding ways that you can do exactly that!
You are buying a used car in the first place because you’re a practical person. You know a used car performs much like a brand-new car. But you do need to consider many things first when buying a car, including the warranty, which you can get help on by reading Endurance Warranty reviews. Buying a pre-owned vehicle is not just about the car itself but also about the other components, accessories, and necessities like insurance and warranty.
As a chronic recovering shopaholic, learning how to budget and avoid major shopping sprees was an incredibly difficult transition for me. When we first started learning how to budget, we didn’t allow ourselves any fun spending at all. Let me tell you, this is no way to live. If you are going to commit to major financial goals like paying off debt, it is crucial that you still allow fun and joy into your life despite what some experts might tell you. I’m so thankful that after some trial and error we were able to find that using Cash App was the absolute best way to leave some cushion in our budgets and allow us fun money spending!
The title of this post is totally misleading, but I think it’s important to hype my kids up and give them credit where credit is due. Unfortunately for our older children we didn’t get our financial shit together in time to be of much service when it came to smart money management. When we finally decided to stop being broke and figure out our money issues once and for all, we also set the intention to help our younger two be better with money than we had been. Here is the super simple game plan for what we did to help our children learn money management, generosity and delayed gratification.
I used to be that mom that went to three different grocery stores to try and snag the best deals and healthiest options for our family. At the time I thought it was so convenient that Costco, Trader Joe’s and Whole Foods were all in a mile’s radius of each other — and only a 20 minute drive from my house. Barf. I did this every week, you guys! What a crazy person. Thankfully, now I have learned to value my time and seek out convenience in everything I do. This doesn’t mean I started sacrificing our budget or our family’s health. Instead, I have found ways to benefit from the convinces available to me. I do this by shopping and cooking smarter. Here’s the breakdown of how I stick to a budget, make healthy meals for my family and grocery shop way less!
I remember the feeling of feeling so helpless and confused when we would yet again overdraft in our account or reach that dreaded $0 in the bank. It felt so defeating. Every single month I would try so hard to do better, but it was like I didn’t know-how. Sometimes I felt confident that I was keeping my family on track with our budget and then I would check our account balance to find that we had no money left. I had kind of learned how to budget and did my best to always pay our bills but it seemed like after that the money just fell into a bottomless void of despair. The worst part of is all is that when we feel stuck in cycles like this, we want out but we don’t even know where to begin to get out. So, if you can relate to this at all, I’m here to give you all my best tidbits to help you break the paycheck to paycheck cycle so you stop running out of money every month!