The Thin Line Between Cheapskate and Spender: the mindset that connects them.

Way back in the day (like 6 years ago) when I decided to stop being a compulsive spender who deeply lived with a YOLO mentality to a frugal, financially wise budgeter I wish someone would have told me that these two things are basically next-door neighbors. On my journey to better understand money, I went to the extreme opposite of the person I had previously been. The funny thing is that now I realize the opposite was still pretty much the same. Do you know how they say there is a fine line between love and hate? Well, as it turns out the same is true for being a compulsive shopper and a total cheapskate. I’ll prove it.

I Just Need One More Thing: Why you keep buying stuff you don’t need.

You know that movie, Groundhogs Day? Where Bill Murray keeps living the same day over and over again until he gets it right. It’s kind of funny, the lessons stick with you, but what’s really freaky is that so many of us are actually doing this. We fall into habits that are destructive to our health, finances, and families and even though we so badly want to break the cycle, we just keep repeating ourselves. This is what my life with spending felt like for way too long. Month after month I would plan my spending weeks before payday. I would get so excited about everything I could buy. If it was for the house, I would tell myself, “I just need this one more thing and then I’ll have everything I need.” Eventually, I started to realize, there was always just one more thing I needed. One day it occurred to me…my process never worked. I never got any happier. Why was I buying stuff I didn’t need? Even worse, what was it that I was really chasing? If happiness couldn’t be found in stuff…how was I supposed to find it? Here’s what I’ve learned.

Why do I always run out of money? How to break the defeating feeling of living paycheck to paycheck.

I remember the feeling of feeling so helpless and confused when we would yet again overdraft in our account or reach that dreaded $0 in the bank. It felt so defeating. Every single month I would try so hard to do better, but it was like I didn’t know-how. Sometimes I felt confident that I was keeping my family on track with our budget and then I would check our account balance to find that we had no money left. I had kind of learned how to budget and did my best to always pay our bills but it seemed like after that the money just fell into a bottomless void of despair. The worst part of is all is that when we feel stuck in cycles like this, we want out but we don’t even know where to begin to get out. So, if you can relate to this at all, I’m here to give you all my best tidbits to help you break the paycheck to paycheck cycle so you stop running out of money every month!

Secrets to Success: How Brands Can Utilize TikTok For A Massive Hit

TikTok is one of the most famous apps and takes this world by storm. We can say TikTok is rocking the current world. Luckily, this platform is filled with a massive group of audience. Compared with other social media like Instagram and Snapchat, TikTok mostly has user-generated content, consisting of lip-syncing, dancing videos, and more. Moreover, these videos are personalized with visual effects, filters, and AR lenses. It is different from other platforms by its tone and light-heartedness. Moreover, it helps to stand out from the usual scripted and curated content from other platforms. 

How to Make $2,000 per Month Selling Used Books!

Since Covid hit, Tom and I have been spending a lot more time hitting up thrift stores like Goodwill in search of some good used books to add to our collection. It’s insane how many gems are hiding on the shelves — some completely new! In fact, finding so many books at Goodwill has been a major help in upping the amount of reading we are able to accomplish. Because of our personal success finding gently used books at local thrift shops, you can imagine how excited I was to hear that a friend of mine started making almost $2,000 per month by flipping used books she had found at thrift stores!

5 Things You Need to do to Make Money From Anywhere as a Writer

As someone who has always had an entrepreneur spirit, I am will no doubt always encourage people to learn how to make income on their terms. Especially writers. You see, books have a soft spot in my heart, and for the longest time I had this voice in my head telling me, “You are a writer.” Then, when I started this little blog in my own corner of the internet I had a lightbulb go off… “I’m a writer!” So if you have had that voice in your head telling you you are a writer, here are 8 ideas for how you can get started writing from home (or anywhere in the world).