I have always been a right brained thinker. Fitting into the mold of public school was never something I did well. After studying for tests, working hard and still barely squeezing by as average, I brushed myself off as a failure. The same held true when its came to managing money. However, I don’t believe having a unique way of thinking should prevent people from the benefits of budgeting. That’s why I’ve compiled this post to dive into the struggles right brained thinkers might face when it comes to budgeting and how to overcome them.
I was broke for a good chunk of my life and part of me actually convinced myself that I wanted to be that way. Silly isn’t it? Well, after studying finances and money for the last 4 years, I have come to 5 major turning points with money that helped me to stop the paycheck to paycheck cycle and finally start winning with money. So, if you’re wondering how to finally stop being broke, here’s your mini go-to guide!
Giving is one of my absolute favorite things to do. In fact, it was one of the biggest driving forces behind why I wanted to pay off debt and get better with money. I wanted to be able to help friends and family whenever they needed it. Whenever I heard about a cause or charity that tugged at my heartstrings, I wanted to be able to give without feeling like I couldn’t. During my journey of working to give more I have tried a lot of unique ways to give anonymously that I want to share with you. Keep in mind, some of these things might cost you $5, some you might want to give hundreds! It’s all up to you and how much you feel compelled to give!
I recently shared on Instagram how I use gift cards to help me budget for fun things that allow me to treat myself on occasion. Things like gourmet coffee, favorite stores, and just fun money in general. Since that post was a big hit, I wanted to dive in a little deeper to share with you how to start using gift cards in your budget and how they can help you stick to your budget and not feel guilty when you splurge.
Can I let you in on a little secret? Your stuff used to be money.
All the stuff in your house that collects dust? Money.
Your kids’ toys? Money.
Those sweaters in your closet that still have tags on them? Yup, those used to be money too.
Whether you’re on a Marie Kondo-inspired decluttering spree or you are in desperate need for cash, there is someone out there somewhere that wants to buy your stuff. The key is letting people know your stuff is for sale.
Depending on your personality type, there is a selling platform out there made just for you. These are my personal favorites.
So I was into budgeting like 3 years ago. It was the start of our debt payoff days and the beginning of my major anxiety around money. Well, maybe not the beginning, but my anxiety around trying to keep money rather than my anxiety around never having any. Which is precisely why I want to share with you my new favorite: spending plans. What is a spending plan and why is it taking over the budgeting world? Well, lemme tell ya…