Giving up my shopping habits was one of the hardest things I have ever had to do. I’d be lying if I said there weren’t times I sat at the mall nearly rocking back and forth while Tom tried on a few new outfits he wanted my opinion on. Every fiber of my being told me to get up and start filling my arms with new clothes to try on! Shopping had become a crutch, a coping mechanism, and quite literally an addiction. I did that really rare thing where I went cold turkey, but let’s be real, that hardly ever works. So, if you are someone hoping to start small by cutting back and maybe upping the 0’s in your bank account, here are 5 crazy simple, and totally rewarding ways that you can do exactly that!
If your kids are anything like mine, they basically came out of the womb with an entrepreneur spirit and a desire to make money. Then again, maybe you’re hoping to inspire them or spark an interest in the idea of making independent money. After all, as parents, the last thing we want is for our kids is to get stuck in some dead end job that they hate. Making money independently has been one of the best things I have done for myself and I have always encouraged my kids to do the same. Now, I’ve put together a list of ideas on how your wannabe kid entrepreneur can start making money. Quick note: instead of giving you a giant list of things kids can do to make money independently, I am going to put together a shorter, more detailed list so you actually have an idea of how to help get them started!
You are buying a used car in the first place because you’re a practical person. You know a used car performs much like a brand-new car. But you do need to consider many things first when buying a car, including the warranty, which you can get help on by reading Endurance Warranty reviews. Buying a pre-owned vehicle is not just about the car itself but also about the other components, accessories, and necessities like insurance and warranty.
As a chronic recovering shopaholic, learning how to budget and avoid major shopping sprees was an incredibly difficult transition for me. When we first started learning how to budget, we didn’t allow ourselves any fun spending at all. Let me tell you, this is no way to live. If you are going to commit to major financial goals like paying off debt, it is crucial that you still allow fun and joy into your life despite what some experts might tell you. I’m so thankful that after some trial and error we were able to find that using Cash App was the absolute best way to leave some cushion in our budgets and allow us fun money spending!
I don’t know where all of this information was back in 2013 when our family got way in over our heads financially, but nevertheless, it is here for YOU now! If you are someone who feels like you are always struggling with money and can’t seem to get ahead, there may be some life circumstances that are making it difficult, but you might also have fallen into the trap of living above your means. This is something people can so easily fall into without realizing just how much it’s going to drain them energetically and financially. What’s worse is that that some of the financial institutions we decide to blindly trust are usually aware we’re making a huge mistake or have no clue themselves. So, as a former broke girl, I feel it is my duty to fill in some gaps for you to prevent you from drowning financially — or give you some ideas on how to get out if you currently find yourself treading water.
The title of this post is totally misleading, but I think it’s important to hype my kids up and give them credit where credit is due. Unfortunately for our older children we didn’t get our financial shit together in time to be of much service when it came to smart money management. When we finally decided to stop being broke and figure out our money issues once and for all, we also set the intention to help our younger two be better with money than we had been. Here is the super simple game plan for what we did to help our children learn money management, generosity and delayed gratification.