The more I share about my journey from shopaholic to debt free minimalist, the more I hear from a particular group of people who don’t believe this to be possible for them. People with ADHD. I hear a lot about how fighting impulses is not possible with ADHD or that debt payoff offers no instant gratification. While I can’t say I have ever been formally diagnosed with ADHD, I can say that a family history and a clear understanding of the symptoms leads me to believe I am merely undiagnosed. That being said, I took some time to think about what it was I did that allowed me to reign in on my impulses and actually manage to break my spending impulses and pay off debt.
When I tell people that our family used to live broke 2 weeks before payday, half of the people are usually confused and the other half totally get it. My husband Tom used to get paid once a month (still does), back when I was a stay at home mom and while I worked part time occasionally, for the most part we depended on his income. No matter how hard we tried, without fail, every month, we would have little to nothing in our account 2 weeks before getting paid again. The stress of this caused me a lot of anxiety which then lead to me pre-planning how I would spend our next paycheck. Thankfully, those people, and that way of living is foreign to us now and I wanted to create a little How to Stop Being Broke GuideBook for anyone who might find themselves in a similar situation.
Once upon a time I believed that the only way to make money was by showing up to a job and trading my hours for money. Then, by some amazing miracle, I was introduced to the world of passive income. Passive income is a way of earning money where you do the work once, and continue to get paid for it over and over again. This can free up more time in your day and flexibility in your schedule as well as putting money in the bank. Despite my best efforts, and the fact that I’ve been obsessively talking about passive income for the last 5 years, many people still seem to be unaware of the amazing benefits it offers. That’s why I have put together a freshly updated list of passive income ideas for 2023!
Actress Bo Derek once said that whoever said money can’t buy happiness didn’t know where to shop. There are people in this world who probably would agree with her. But is that statement true? Does having more money really mean having a better life? The experiences of some folks who got rich certainly say otherwise.
If you’re looking to save money on your car expenses, you’ve come to the right place. There are always ways to reduce your car expenses, whether you live a lavish lifestyle full of travel that requires overseas car shipping, or you’re a single parent that is looking to stretch every dollar to make it count. We’ve all been there, and no one likes giving their hard earned money away without cause. In this blog post, we will discuss seven ways that you can reduce your costs without making any major sacrifices. So whether you’re looking to save on gas, maintenance, or insurance, we have you covered!
If your kids are anything like mine, they basically came out of the womb with an entrepreneur spirit and a desire to make money. Then again, maybe you’re hoping to inspire them or spark an interest in the idea of making independent money. After all, as parents, the last thing we want is for our kids is to get stuck in some dead end job that they hate. Making money independently has been one of the best things I have done for myself and I have always encouraged my kids to do the same. Now, I’ve put together a list of ideas on how your wannabe kid entrepreneur can start making money. Quick note: instead of giving you a giant list of things kids can do to make money independently, I am going to put together a shorter, more detailed list so you actually have an idea of how to help get them started!