5 Steps to Drafting a Financial Game Plan to Get Out of Debt

Do you love the idea of freeing up extra money in your life, getting out of debt and finally being able to … well … be free? Free of financial burdens and stress? Free of owing other people your money every month? I get it and I have been there, friend. What really stinks is wanting so badly to make financial changes but having no idea how to actually make it happen. That’s why I created this quick, easy to follow 5 step game plan for helping you get out of debt! I wish I had this when we started our debt payoff journey and I hope it helps you on yours!

Pay Off Your Debt Without Living Like a Cheapskate

It’s pretty well known that we busted our butts to become debt-free in early 2019. What might not be as well known is that I nearly drove myself to the brink of insanity while we did it. We scrimped and saved and put as much money toward debt each month as we could. We were very “gazelle intense.” When I’d work to make extra money, nearly all of it would go toward debt payoff. While I don’t regret becoming debt-free, I definitely see now that there was a better approach to it.

Dave Ramsey’s Gazelle Intense Was Too Intense For Us.

I finally admitted something that was super terrifying to admit, especially when you’re a part of the #debtfreecommunity. That is that I’m not totally gazelle intense any more. If you’ve taken Dave Ramsey’s Financial Peace University classes then you know what I’m talking about. Gazelle Intense is a way of explaining extreme debt payoff. Like a gazelle running for its life from a lion. It is a great motivational tactic, but for me, it almost caused me to have a nervous breakdown.

13 Debt Hacks to Pay Off Your Debt Faster and Still Live Your Life

We paid off our $6,000 of debt in 6 months by using sneaking debt hacking tricks. The thing is, I’ve been holding out on you. Even though we didn’t personally take advantage of all these options, there are actually a lot of ways to hack your debt, get it paid off sooner and finally get your life back. Check out these 13 ways to pay off your debt faster while still enjoying your life!

How This Debt-Free Blogger Became a Million-Dollar‚Äč Digital Nomad

Today, I am so excited to be able to share with you one of my favorite debt-free success stories. After receiving her first student loan payment in the mail, Michelle knew she had to get serious about paying off her debt. She knocked out her loans in only 7 months thanks partially to her side hustle: blogging. I was fortunate enough to get to interview Michelle about her debt payoff and the success of her blog, Making Sense of Cents. Keep reading to see how she turned her blog from a debt free side hustle into a full-time income that has allowed her to travel by both land and sea over the last few years.

The Best Debt Payoff Plan for Compulsive Spenders

There are so many debt payoff plans out there it canoe hard to know which one is right for you. As a former compulsive spender, I can tell you, I have got the method that works the absolute best. Not just because it helps you pay off debt but because it helps substitute the desire to make impulse purchases. In this post I’ll dive into the best debt payoff plan for compulsive spenders, why it is so effective and how you can get started right away!