Budget hacking was not a term I had ever heard of before and to be honest, I’m still not sure if it’s actually a term or if I just made it up. Either way, it has completely changed our lives and our finances forever. After living on only my husband’s full time income for a decade, we decided we were tired of falling victim to financial struggles and living paycheck to paycheck. When we started this journey I had no idea we would be able to budget hack our way to over an additional $3,000 per month in our budget! Here’s the break down of how we made it happen.
A few months ago I got the chance to meet author Ramit Sethi of a book called I Will Teach You to Be Rich. Now that I have fully dived into his book, I love his unique ways of thinking that completely change traditional budgeting methods around. Why? Because he encourages spending money on yourself! So what can you do to start implementing this mindset shift that actually encourages spending money rather than skrimping, saving and avoiding “wasteful” spending.
I have always loved pretty hands. It sounds like such a weird thing, but it’s totally true. Ever since I was a kid, I would look at certain women’s hands and think, “Oh my gosh, they have such pretty hands.” Maybe it’s because my cuticles look like something out of an alien movie. Yeah, I think that’s it.
Anyway, because of my pretty hand loving obsession, I have scoured the globe looking for the best at-home manicure options that are also budget-friendly. I wanted to do a review of the Kiss Impress press-on nails to give you my honest opinion as to whether or not these are
I never knew there was actually a term for how I grocery shopped! The first thing I always did before going to the store was to take a quick inventory of what we already had. Well, apparently, this is is called shopping your pantry. It makes sense right? Look. through what you already have and then you can start to grow your grocery list from there.
The thing is, not everyone is great at meal prep and strategy. So I decided to break it down and layout how my mind works while I shop my pantry and meal prep.
So people have no probably hopping on the latest diet trend if it promises major weight loss, right? Well, have you ever considered what a spending diet might do for you? Trimming the “fat” in your budget with the promise of major money!? Kind of an amazing concept right? Unfortunately, the idea of spending diets hasn’t really caught on just yet and that’s a shame because it can yield bigger and better (and longer lasting) results than a regular diet. Let’s chat a bit about what a spending diet is, the different kinds you can try and which one is right for you.
I remember years ago our church challenged us to try and create an extra $5 per day. They gave examples of giving up our daily coffee shop stop. Because I didn’t get daily coffee, I instantly assumed that I wasn’t wasting any money and there was no feasible plan for me to find an additional $5 per day in my budget. We were living paycheck to paycheck. Money was just too tight. There was no way we could swing it. Maybe it would work for other people, but certainly not us. If you feel the same way, I’m about to drop some truth bombs about where your $5 per day might be hiding and show you just how huge of an impact saving $5 per day can have on your entire life!