Lately, I cannot seem to stop telling people how to save money — and fast! Recently, I added up the numbers and by using some of the following methods, our family was able to free up an additional $40,000 per year. Just by working to reduce our monthly bills, we were able to save more money all year long. I mean…big time! Now, hopefully you’re not wasting as much money as we had been, but hopefully, that’s enough proof to assure you that the following money-saving tips really work.
I recently had the opportunity to go along with our oldest daughter when she purchased her very first car. By very first car I mean one that she didn’t buy from mom and dad. Now, I may be a lot more financially savvy than I used to be, but I have never purchased a car, let alone negotiated the price of one ever in my life. There is a certain level of people-pleasing that I’m accustomed to and while I’m working on lowering those levels, I wasn’t sure I was totally prepared for negotiating car prices. Spoiler alert: mama cut 10% off the cost of the car and didn’t falter once. Now, ladies, it’s time to unite. Let me break down how you can be a negotiating boss — no man necessary.
So recently I started learning sales tactics to use in my own business and you know what? I hated them all. There are a ton of sneaky sales tactics that are being used on people every single day. These tactics are part of the reason we were in debt for so long. Thankfully, I feel like I’ve become sort of immune to these little sales game. I’ve written this post all about how your favorite stores are tricking you into spending more so that you can start to see it too and hopefully outsmart the system the next time you shop.
One major stress of budgeting is that no one person gets paid the same way. How are you supposed to make your money last when you get paid once a month? What about surviving bi-weekly when you have a mortgage payment that sucks up an entire paycheck? Then there are those crazy inconsistent incomes. How does that work? The real curveball is when you and your partner get paid totally differently. How in the world are you supposed to do this budgeting thing successfully? In this post, we’ve hunted down the best tips to budget successfully no matter what your paycheck looks like.
The internet is flooded with people trying to teach you all of the right ways to budget as a financial blogger, I have people constantly requesting for my best budgeting tips. For the longest time, I was too afraid to tell them I don’t actually like budgeting. To take it a step further, I spend less than an hour a month managing my budget! Even still, I am growing wealth and enjoying my life completely. No more paycheck to paycheck stress. What’s the secret? Budgeting is a waste of time. Let me break it down.
Whether you are working to pay off debt, live life on a budget or just want to get some creative date night ideas, I’ve got everything you need right here! Tom and I have worked to make date nights a weekly event and we intentionally keep our spending around $100 per month. This averages to $25 per date night. To help inspire you I wanted to share 30 of our favorite date night ideas under $25.