Those of you on any form of social media or group chat with me, you probably know by now that Tom and I got to do our “Debt Free Scream” this past Thursday.
We began our budget for February a few weeks ago, I told Tom that I think we were going to be able to pay off the last of our debt. You know what? He cried. Sobbing mess. No, not really. But we both got teary-eyed and took a moment to think about what in the world “debt free” would actually mean for us. We were toward being debt free for so long that the actual thought of it happening wasn’t something that had crossed our minds.
Getting out of debt when you are living off one income could be a stressful thought. Not to worry, there are small strategies you can follow that will allow you to figure out a game plan on how to get out of debt on one income without totally going crazy. This budget
Ok, as a stay at home mom and a wife…and an extrovert, I have been pretty open about my need to have nights away from the house. Years ago, when we were terrible with managing our money, we made so many excuses why we couldn’t afford fitting a night out into our budget. When we would finally cave, we would just charge our night out on our credit card! Well, I’m here to help you avoid the same mistakes we made. No credit cards, no excuses. Here are 7 totally stress free ways to pay for a night out without working more!
I am a firm believer that you can do whatever you want in life. It just may take some hard work and determination. No wait, it definitely will take these two things! Whether you are wanting to be a stay at home parent or just avoid the morning commute, there are a ton of ways you can start making money from home right now. As a decade long stay at home mom I have found many side jobs and work from home opportunities to help pull in some extra cash. Now I am making over $2,000 per month working from home in my spare time and I’m doing something I absolutely love. On top of that, I set my own hours, have the freedom to travel and don’t even have to work some days! To learn how I’m doing it and how you can too keep reading on.
Trust me, I know that paying off debt can suck the life out of you. Even though sticking to a strict budget can feel super limiting sometimes, I have got 35 frugal beauty and fashion hacks to live by while you pay off debt. Most of these have become a part of my daily routine and are things I swear by. While I may not be an Instagram worthy beauty blogger, I have kind of nailed the whole beauty on a budget thing. So if you are smack dab in the middle of debt payoff but don’t totally want to give up your fashion, style or beauty, then you’re going to want to check these out.
I recently wrote a post about 10 Simple Decluttering Moves that Take 10 Minutes or Less and naturally, I had to do one that is just as simple when it comes to your finances. It’s crazy to think how many times I would use 10 minutes as a way to instantly blow hundreds of dollars without even thinking about it. That seems so crazy now that I know so many smart money moves to make in 10 minutes or less. I really wish I would have started making smarter money moves so much sooner. If you are wanting to improve your finances, but have no idea how to even get started, these are 10 must see tips that will help you make or save money in 10 minutes or less!