For too long I spent my life believing that we would always be living paycheck to paycheck. After all, I was a stay at home mom. Life was supposed to be a struggle and money was meant to be tight, right? Wrong. Wrong, folks. While it’s not the case for everyone, for us, there was something that was standing in our way. Us. We weren’t managing our money the way we should and therefore weren’t accessing all that we could. Then, we finally discovered the top method for getting more money in our lives and the crazy part is you can get more money without working more! Tom and I have managed to get over $20,000 back in our pockets per year and I want to tell you exactly how.
If you are following me on any form of social media or e-mail, you probably know that Tom and I became debt free (except the mortgage) this month. Check the Instagram post if you don’t believe me. After years and years of working to be more intentional with our money, we finally did it. The funny thing is, 2 months ago I was in the mindset that we would never be out of debt. That this was just a lifestyle I was going to have to get used to. And we only had $2,000 left to pay off. Talk about a Negative Nellie. So what happened after we made that final payment? What drastically changed in our lives within a split second? Well, I’ll tell you…
Those of you on any form of social media or group chat with me, you probably know by now that Tom and I got to do our “Debt Free Scream” this past Thursday.
We began our budget for February a few weeks ago, I told Tom that I think we were going to be able to pay off the last of our debt. You know what? He cried. Sobbing mess. No, not really. But we both got teary-eyed and took a moment to think about what in the world “debt free” would actually mean for us. We were toward being debt free for so long that the actual thought of it happening wasn’t something that had crossed our minds.
Getting out of debt when you are living off one income could be a stressful thought. Not to worry, there are small strategies you can follow that will allow you to figure out a game plan on how to get out of debt on one income without totally going crazy. This budget
Hi folks, I’m Renee and I am a recovering spend-a-holic. My husband Tom and I have paid off over $90,000 of debt in the last 7 years and I wish I could say there were major student loans in there, but there weren’t. We just sucked that much at managing our money. We downsized our house 3 years ago (check out the full story) and then we got seriously intentional about paying off our debt. Using the Dave Ramsey Debt Snowball we paid off $6,000 in 6 months. Now we are able to see the finish line of our debt that seems never ending and I wanted to share with you the total truth about how I really feel about debt payoff after 3 intentional years.