I got my first subscription to Money magazine (something I have been wanting for a few years now.) Imagine my excitement when I saw my favorite financial guru, Dave Ramsey on the front cover. The title read something like, “Why Millennials are Flocking to Dave Ramsey.” I read the article and really got to thinking…why is it that Dave Ramsey has gained such popularity and momentum specifically with my generation, the millennial generation? Dave Ramsey is known notoriously for his no-nonsense, old school approach, yet millennials are thought to be very “new age” and
Yup. I did this to myself. At the time, it seemed like a genius idea. Tom made fun of me and I just ignored him, naturally. I made our family of 5 eat dinner on the floor for 6 months and just like most things in life, I learned some valuable lessons from it along the way. But first, let’s dive into why I decided to do this in the first place.Read more
For too long I spent my life believing that we would always be living paycheck to paycheck. After all, I was a stay at home mom. Life was supposed to be a struggle and money was meant to be tight, right? Wrong. Wrong, folks. While it’s not the case for everyone, for us, there was something that was standing in our way. Us. We weren’t managing our money the way we should and therefore weren’t accessing all that we could. Then, we finally discovered the top method for getting more money in our lives and the crazy part is you can get more money without working more! Tom and I have managed to get over $20,000 back in our pockets per year and I want to tell you exactly how.
If you are following me on any form of social media or e-mail, you probably know that Tom and I became debt free (except the mortgage) this month. Check the Instagram post if you don’t believe me. After years and years of working to be more intentional with our money, we finally did it. The funny thing is, 2 months ago I was in the mindset that we would never be out of debt. That this was just a lifestyle I was going to have to get used to. And we only had $2,000 left to pay off. Talk about a Negative Nellie. So what happened after we made that final payment? What drastically changed in our lives within a split second? Well, I’ll tell you…
Those of you on any form of social media or group chat with me, you probably know by now that Tom and I got to do our “Debt Free Scream” this past Thursday.
We began our budget for February a few weeks ago, I told Tom that I think we were going to be able to pay off the last of our debt. You know what? He cried. Sobbing mess. No, not really. But we both got teary-eyed and took a moment to think about what in the world “debt free” would actually mean for us. We were toward being debt free for so long that the actual thought of it happening wasn’t something that had crossed our minds.