For too long I spent my life believing that we would always be living paycheck to paycheck. After all, I was a stay at home mom. Life was supposed to be a struggle and money was meant to be tight, right? Wrong. Wrong, folks. While it’s not the case for everyone, for us, there was something that was standing in our way. Us. We weren’t managing our money the way we should and therefore weren’t accessing all that we could. Then, we finally discovered the top method for getting more money in our lives and the crazy part is you can get more money without working more! Tom and I have managed to get over $20,000 back in our pockets per year and I want to tell you exactly how.
For those of you following along, you may know our family of 5 just returned from a 2-week cross-country vacation. If you are following on YouTube you will have seen
I think the biggest hangup for a lot of people when it comes to living on a budget or working toward paying off debt is that they really want to keep enjoying their lives. You only live once after all. I totally understand this stress. You don’t want to live a crazy frugal life, put all your money toward debt and then die without really seeing or doing the fun things you wanted to. So how do you live debt free, save for the future and still enjoy the one life you get to live? AKA the YOLO life.
One of the toughest things I have ever had to admit out loud was that at one time, my family and I were living above our means. We got in over our heads trying to keep up with the Joneses and had to cut
As a family, we have always lived off only Tom’s income. This always allowed us additional spending money — and debt payoff money from my income. I am so thankful that we have stuck to this method over the years and I believe we saved ourselves a lot of additional financial hardship by doing it this way. However, one of the toughest struggles we faced was to make our money last the entire month. You see, Tom gets paid one time at the very beginning of the month. We weren’t always great at budgeting this money and often found ourselves with nothing left 2 weeks into the month. Yeah…2 weeks. Now we have perfected our system and have great tips on how to make your money last when you get paid once a month.