When I tell people that our family used to live broke 2 weeks before payday, half of the people are usually confused and the other half totally get it. My husband Tom used to get paid once a month (still does), back when I was a stay at home mom and while I worked part time occasionally, for the most part we depended on his income. No matter how hard we tried, without fail, every month, we would have little to nothing in our account 2 weeks before getting paid again. The stress of this caused me a lot of anxiety which then lead to me pre-planning how I would spend our next paycheck. Thankfully, those people, and that way of living is foreign to us now and I wanted to create a little How to Stop Being Broke GuideBook for anyone who might find themselves in a similar situation.