I don’t know where all of this information was back in 2013 when our family got way in over our heads financially, but nevertheless, it is here for YOU now! If you are someone who feels like you are always struggling with money and can’t seem to get ahead, there may be some life circumstances that are making it difficult, but you might also have fallen into the trap of living above your means. This is something people can so easily fall into without realizing just how much it’s going to drain them energetically and financially. What’s worse is that that some of the financial institutions we decide to blindly trust are usually aware we’re making a huge mistake or have no clue themselves. So, as a former broke girl, I feel it is my duty to fill in some gaps for you to prevent you from drowning financially — or give you some ideas on how to get out if you currently find yourself treading water.