It has been a hot minute since I have talked about budgeting methods and a big reason is, we’ve shifted the way we budget in a big way. Since I was such a proud member of Dave Ramsey’s Financial Peace community, I almost felt a shame after switching my budgeting practice to be a little different than dear, old, Dave’s. However, after walking a friend through how to set up a budget, it occurred to me that I need to share this with more people! Here is a breakdown of the 5 bank accounts we have (trust me, it’s not that complicated) and how we use them to budget less and boost our credit.
There is a ton of information about self-help on the shelves these days. Right? So much so that your mind just might explode from the massive amount of information consumption. What this over-load of info can lead to is people repeatedly trying different tactics and techniques that leave them living in a total state of chaos. So how are you supposed to know what information to try and what self-help strategies just won’t work for you? I’ve broken down some ideas on how to tap into what works for you so you can create your own self-help routine.