Living Above Your Means: How to Break the Cycle

One of the toughest things I have ever had to admit out loud was that at one time, my family and I were living above our means. We got in over our heads trying to keep up with the Joneses and had to cut our loses big time. Even though this was a tough time in our lives, I am so thankful that we got smart enough to get ourselves out of the financial mess we were in. The sad part is, we were not alone in this problem. Over half of Americans are currently living paycheck to paycheck and struggling to get by. If you think you might be living above your means, keep reading and we’ll dive into how to know if you are living above your means and how to break the cycle if you are.