Be honest – how often do you think about your financial future? It doesn’t matter whether you are in your teens, twenties, thirties or forties, there are still many years of work and earning potential ahead of you. And if you are like many people around the country, you probably think you will be OK by the time you retire. You might have a nice little 401(k) set up with your current employer, and perhaps a little bit of savings set aside for a rainy day. But is it enough?