As a teenager, I used to rearrange my room
I remember years ago our church challenged us to try and create an extra $5 per day. They gave examples of giving up our daily coffee shop stop. Because I didn’t get daily coffee, I instantly assumed that I wasn’t wasting any money and there was no feasible plan for me to find an additional $5 per day in my budget. We were living paycheck to paycheck. Money was just too tight. There was no way we could swing it. Maybe it would work for other people, but certainly not us. If you feel the same way, I’m about to drop some truth bombs about where your $5 per day might be hiding and show you just how huge of an impact saving $5 per day can have on your entire life!
I have a friend and she is ahhhmazing at throwing the most extravagant, Pinterest worthy birthday parties ever for her kids. Every time we attend I can’t help but giggle because, well, I’ve dropped the ball in the birthday party department. I used to be the mom searching Pinterest, finding the best ideas and putting together a fun, pin-worthy party for my kids. Now…well, now I’m a little more hose in the back yard kind of mom. My new favorite is a budget friendly minimalist birthday party. How have I managed to make the transition and still keep my kids happy? Lemme break it down…
There is a lot to read on the internet these days about why people hate their jobs. Here are three things only people who hate their jobs will understand. Maybe it’s your boss, maybe it’s the paycheck, your co-workers or maybe you’re just not living your dream. Whatever the case, it can be really hard wanting to quit your job when you have no money. If you already feel like you’re living paycheck to paycheck, how in the world are you supposed to quit your job? My best piece of advice is to have a game plan. Do not just quit! Here are 7 easy to follow steps to help you get clear about how to plan to quit.
You know, I have written a lot of posts trying to help people improve their finances, pay off debt and build savings. One thing I haven’t talked about is how to tell your friends. So often, these little areas are over-looked and they shouldn’t be. When we were in the middle of debt payoff, I hated telling my friends I was on a budget. Turning down a night out to stay home and eat leftovers was not awesome. Side note: being debt free is awesome. So how do you survive the social