One major stress of budgeting is that no one person gets paid the same way. If you get paid once a month, you have to find ways to make your money last all month long so you’re not eating rice and beans by the end of the month. When you get paid twice per month you have to be smart about breaking up your bills so that you still have relatively the same amount of spending money throughout the month. What if you get paid odd income? How are you supposed to plan for it when your pay isn’t always consistent? These are questions that so many have and this post will break down the best budgeting strategies for your paycheck.
Around Christmas time I decided to try to find ways that I could make additional income through selling some of our old stuff. I am a declutter lover after all. We were going through our old stuff and I started realizing just how many things we had been hanging onto. After talking with a friend who sells frequently online, she suggested the Mercari app. Here’s a breakdown of how welling with Mercari has treated me for the last month.
If you would have told me 3 years ago that I would not only be able to manage a credit card but to also use it wisely enough to get paid from it, I would have thought you were crazy. But, I would have totally dug the idea! Credit card hacking is on the rise and after getting a few travel hacking perks from a credit card, I decided to try out CapitalOne Quicksilver with cash-back rewards. Here’s how we wound up staying out of debt, making the cash-back bonus award and
Phones are everywhere these days. Older generations may tease that we spend too much time on them but don’t realize just how much we need them to survive. Our phones are our calendars, email, banks, music, cameras and all-around communication with the outside world. There is no doubt we need our phones for survival in this day and age, but it doesn’t have to cost you nearly as much as you think it does! We reduced our phone bill by $20 a month recently ($240 per year), only using some of these tips to reduce your phone bill that I’m about to share with you.
I used to be that mom who spent hours in the kitchen crafting and perfecting recipes and you know what? I loved it. It was great. But, then I started homeschooling and running my own online business and time in the kitchen (plus the dishes) was not on my to-do list anymore. In the last few years I have tried to perfect ways to be lazier…without upping our budget too much. I’m gonna break down for you my sneaky hacks for how I started cooking less while also saving more money. Because, mama, I got your back.