I’m not big into setting resolutions. Mainly because the second I set one I tend to go into panic mode. When I say I’m going to start a juice cleanse the first thing I want to do is eat a cheeseburger. That doesn’t mean I don’t have goals. I ended 2017 being an awesome goal setter (and achiever) see my post: How to Set Easy Goals that Stick for some tips that actually worked for me. This year, however, one goal I don’t plan on straying from is wise spending and smart budgeting. In two weeks Tom and I will be taking Dave Ramsey’s Financial Peace University; I hope you guys are prepared for all the blog posts that are coming at you after that! I plan on 2018 being a smarter year than all the rest when it comes to finances. So, if anything, this list of 33 ways to have more money in 2018 is my personal reminder of who I want to be and what financial goals I want to stick to so that I can head into 2019 with a heftier savings and even less debt!
In my post How Our Family of 5 Eats Healthy for $100 a Week I touched a little on how we cut back on our meat consumption not only to benefit the environment and our health but to also cut back on our grocery bill. Well, I wanted to really break it down and show just how big of an impact less meat can make. Not only are these frugal, healthy and hearty meals; they also leave you with plenty of leftovers and are fairly easy to prep. Yes, they will take some prep time and a few hours in the kitchen but it will also give you back all of your time during the week and make getting dinner on the table a quick, easy and less-stress-mess. For even less-stress in the kitchen and at the grocery store check out the $5 Meal Plan Here is your guide to 5 frugal family meals to make with only one turkey!
When I first started eating healthy I was dropping $500 in the first week grocery shopping. Not a good idea when you’re a stay at home mom and your husband only gets paid once a month. No sir, no it’s not. Looking back I can tell a few major things that got in my way:
Now it’s crazy to me since we have started downsizing our debt and living on a budget how much we are able to spend when it comes to grocery shopping for our family of 5. It took me years to get to this point and I don’t want that for you. So let me tell you about how my family of 5 eats healthy for $100 a week.
As we get closer to the new year, I know more and more of you are thinking about your new years resolution. In fact, over a quarter of the resolutions set involve better health, fitness, or both. Trust me, I have watched many a people in my life set these goals and fail in large part due to finances. Since I don’t want you substituting one bad habit for another (over-spending) I have laid out 7 easy ways to set your health and fitness goals without breaking the bank. Because funny enough, the 3rd most common resolution is to be better with finances. Things that make you go, “Hmmm..?”
Currently in America, the average debt is $67,900. This debt does include mortgage debt, which isn’t an uncommon debt to have. While it is common, my family and I are currently on a mission to erase all debt, including our mortgage from our lives. In less than 2 years we have been able to get wise with our finances and create over an extra $1,000 a month while gradually working less and less. I’m going to share the strategies our family of 5 used to make this happen and what you can do to get started saving.
There has been a serious explosion of entrepreneurship and I am loving it. A huge movement of power, goal setting and success is currently taking place and taking everyone along for the ride. From huge success stories to that of Chip and Joanna Gaines, to those people taking their talents and opening their own Etsy stores. Success takes serious commitment; author Angela Buckworth even took the time to study just what it is that makes people who succeed different from those who don’t. She write all about it in her book, Grit: The Power of Passion and Perseverance. Today I want to take a look at specifically what women are doing to stand out in the wide world of business, how they are turning their passions into paychecks and what struggles they went through to get there.