I’m not big into setting resolutions. Mainly because the second I set one I tend to go into panic mode. When I say I’m going to start a juice cleanse the first thing I want to do is eat a cheeseburger. That doesn’t mean I don’t have goals. I ended 2017 being an awesome goal setter (and achiever) see my post: How to Set Easy Goals that Stick for some tips that actually worked for me. This year, however, one goal I don’t plan on straying from is wise spending and smart budgeting. In two weeks Tom and I will be taking Dave Ramsey’s Financial Peace University; I hope you guys are prepared for all the blog posts that are coming at you after that! I plan on 2018 being a smarter year than all the rest when it comes to finances. So, if anything, this list of 33 ways to have more money in 2018 is my personal reminder of who I want to be and what financial goals I want to stick to so that I can head into 2019 with a heftier savings and even less debt!